Author: Alexander Whaley

As retirement approaches, managing debt becomes a critical aspect of securing financial stability and enjoying a debt-free retirement. Unfortunately, the burden of debt among older adults is on the rise. According to recent studies, the percentage of households with an adult 65 or older carrying debt increased from 41% in 1992 to 60% in 2016,…

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Studies have shown that life expectancy is a crucial factor to consider when planning for retirement. However, many Americans lack awareness of how long people generally tend to live in retirement. This lack of “longevity literacy” can lead to inadequate savings and financial planning. It is important to understand the factors that affect life expectancy…

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As you approach your 50s, retirement planning becomes increasingly important. However, it can also be a source of stress and anxiety. Are you worried about your financial future and unsure how to navigate the complexities of retirement planning in your 50s? Well, fear not! In this article, we’ll provide you with expert tips to ease…

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In the midst of a bear market, managing retirement anxiety becomes crucial for retirees. The uncertainty and volatility of the market can trigger feelings of fear and stress about their investments and financial security. However, there are effective strategies and tips that retirees can utilize to deal with bear market anxiety and navigate these challenging…

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Planning for retirement can be a daunting task, especially considering the unpredictability of the market. The 2008 financial crisis serves as a stark reminder of the perils of putting all your eggs in one basket. A diversified passive income strategy, with the help of a financial advisor, can potentially safeguard your retirement fund. Passive income,…

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As retirees embark on their golden years, they often face the challenge of navigating their finances in a new stage of life. Unfortunately, many retirees find themselves regretting certain purchases that they made during retirement. These purchases, although appealing at the time, can have a lasting impact on their financial security and overall satisfaction in…

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The Covid era brought many mindset changes, most notably working from anywhere but the office. This undoubtedly contributed to the record number of employees resigning over the latter part of the pandemic. The exodus was first observed in the US in what is now called the Great Resignation, with almost 50 million Americans quitting their…

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Retiring in small towns in the US offers a peaceful and comfortable lifestyle with a wide range of recreational activities and a strong sense of community. Whether you prefer a seaside paradise, attractive mountain town, or vibrant community with a rich history, there are plenty of charming US towns that can cater to your needs…

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Retiring to a small town offers numerous benefits and a better quality of life. Small towns provide a sense of community and a slower pace, allowing retirees to enjoy a more relaxed and fulfilling lifestyle. In small towns, convenience and modern amenities are readily available, including easy internet access, shopping opportunities, and a variety of…

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Retirement is a significant life transition that can bring both excitement and challenges. Adjusting to retirement and managing expectations can help individuals avoid retirement culture shock. Retirement culture shock refers to the difficulty of adapting to the freedom and lack of structure that retirement brings, which can lead to feelings of anxiety, purposelessness, and difficulty…

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