Straight Fire Money is not just another personal finance site. It is the sum total of our actual, real-life experiences growing up and navigating adult life.

Empower Your Finances with Real-Life Wisdom

Unlock financial freedom through the power of lived experiences. Join a community where practical advice meets personal growth.

Psychological Aspect of Burgeting

Explore the Psychology of Budgeting and Ace Life! It is so easy to be fooled when you have 2 coins to rub together.

The Psychology of Money and scarcity

Expore how money affects your mindset and avoid being manipulatd by it. Money or the lack of it impacts you.

Retirement Planning – Will you be OK?

Retirement Planning – How do you know how you are doing and whether you will be OK in your old age?

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  • Zelle Simple Guide – From A,B,C To X,Y,Z – Empower Yourself

    Zelle Simple Guide – From A,B,C To X,Y,Z – Empower Yourself

    Zelle is a digital payment network owned by major U.S. banks. It allows users to send and receive money directly between bank accounts quickly and easily. Zelle is integrated into many bank apps and also has its own standalone app. 1. Account Basics 1.1 Creating an Account To use Zelle, you need a U.S. bank account and either a…

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  • Mastering Your Money: The 50/30/20 Rule Explained

    Mastering Your Money: The 50/30/20 Rule Explained

    The 50/30/20 rule is a simple way to manage your money. It helps you control your spending and reach your financial goals. Let’s break it down in a way that’s easy to understand and use in your daily life. 50/30/20 Budgeting Rule: Key Points What is the 50/30/20 Rule? The 50/30/20 rule is a way…

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  • Mastering Your Money: The Envelope System for Powerful Budgeting

    Mastering Your Money: The Envelope System for Powerful Budgeting

    The Envelope System for budgeting is a simple way to control your finances. It involves putting cash into different envelopes for different types of spending. By using real money, you can see and feel how much you’re spending. This makes it easier to keep track of your expenses. Let’s look at the good and bad…

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  • Simple Zero-Based Budgeting: Maximizing Every Dollar

    Simple Zero-Based Budgeting: Maximizing Every Dollar

    Zero-based budgeting is a powerful way to control your money and improve your finances. It’s like giving every dollar you earn a specific job. This method can change how you handle money, but it takes some work. Let’s look at the good and not-so-good parts of this budgeting style. Aspect Description Core Principle Income –…

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  • Credit Utilization Ratio: What You Need to Know

    Credit Utilization Ratio: What You Need to Know

    At Straight Fire Money, we know managing your credit is important for your money. One big part of this is understanding your credit utilization ratio. This can really affect your credit score and the financial opportunities you get. Let’s look at what credit utilization ratio is and why it matters to you. Knowing this will…

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  • 12 Effective Debt Mastery Options to Easily Regain Financial Freedom

    12 Effective Debt Mastery Options to Easily Regain Financial Freedom

    Debt can be tough to handle, but there are many ways to get your money under control. At Straight Fire Money, we know how hard it can be to deal with lots of different debts. We’re here to show you 12 good ways to combine your debts and get on the path to financial freedom.…

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