The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
The Creeping Cost: Lifestyle Creep and Hedonic Adaptation
November 18, 2023

Psychological Aspects of Budgeting
The Economics of Joy: Behavioral Insights into Hedonic Adaptation
November 18, 2023

Psychological Aspects of Budgeting
Retiring with Delight: Navigating Hedonic Adaptation in Retirement
November 18, 2023

Psychological Aspects of Budgeting
The Debt Dilemma: Hedonic Adaptation and Its Financial Implications
November 18, 2023

Psychological Aspects of Budgeting
Advising for Adaptation: Financial Planning with Happiness in Mind
November 18, 2023

Psychological Aspects of Budgeting
The Happiness Economy: How Hedonic Adaptation Drives Economic Behavior
November 18, 2023

Psychological Aspects of Budgeting
Buying Bliss: How Hedonic Adaptation Influences Purchasing Decisions
November 18, 2023

Psychological Aspects of Budgeting
Teaching Financial Joy: Hedonic Adaptation in Financial Literacy
November 18, 2023

Psychological Aspects of Budgeting
Change for Happiness: Adapting Financially to Life’s Ups and Downs
November 18, 2023

Psychological Aspects of Budgeting
Advising Against Assumptions: Tackling Confirmation Bias
November 14, 2023