The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Money Management
Ramit Sethi Why Credit Card Points Game Isn’t Living Rich Life: Rethinking Value Beyond Rewards
November 8, 2026
Finance 101
American Express Rewards: Maximizing Benefits in 2025
November 4, 2026
Money Management
Reasons To Pay Your Taxes With A Credit Card: Smart Benefits For Strategic Taxpayers
November 3, 2026
Money Management
Times Its Ok To Use Your Credit Card For Home Improvements: Smart Financing Options for Renovations
November 2, 2026
Budget Basics
Creating a Personal Finance Plan for Success
October 29, 2026
Budget Basics
Master Your Money with Long-Term Budgeting Tools
October 27, 2026
Finance 101
Adjusting Your Budget: Smart Money Strategies
October 22, 2026
Budget Basics
12 Common Budgeting Mistakes to Avoid
October 18, 2026
Budget Basics
Create a Budget Plan for Financial Freedom
October 15, 2026
Budget Basics
12 Best Budgeting Apps to Transform Your Finances
October 12, 2026