The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Finance 101
Ramit Sethi First Thing Need Do Build Wealth: Establish Automated Savings Systems
September 6, 2026
Clearing Debt
Why Gen Z Maxes Out Credit Cards Most: 5 Effective Strategies to Manage Debt
September 5, 2026
Finance 101
Things To Do If Bank Refuses To Cancel Card After Fraud: Legal Actions and Immediate Steps
September 4, 2026
Finance 101
Should You Use Reward Points To Pay Bills: A Strategic Financial Decision
September 3, 2026
Finance 101
Signs Balance Transfer Smart Move: Evaluating Financial Benefits in 2025
September 2, 2026
Finance 101
When Is Balance Transfer A Smart Move: 5 Key Scenarios to Consider in 2025
September 1, 2026
Money Management
Credit Card Traps to Avoid During Holiday Season: Essential Tips for Smart Spending
August 31, 2026
Money Management
Tips For Using Holiday Shopping To Get Credit Card Rewards: Maximize Your Benefits This Season
August 30, 2026
Money Management
Walmart Shoppers Not Need Credit Cards Anymore: Are Bank Account Transfers Better for Simplified Checkout in 2025
August 24, 2026
Money Management
How Make Victoria’s Secret Credit Card Payment: A Quick Guide for Cardholders
August 20, 2026