The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Budget Basics
12 Best Budgeting Apps to Transform Your Finances
October 12, 2026
Clearing Debt
Credit Card Debt Myths That Nobody Should Believe: 5 Common Misconceptions Debunked
October 10, 2026
Clearing Debt
Credit Card Debt Interest 200 Dollars Per Month What I Wish I Had Known: Essential Facts About Managing High-Interest Payments
October 9, 2026
Money Management
Red Flags When Picking Credit Card: Avoid These Common Pitfalls
October 8, 2026
Finance 101
Big Expenses Worth Charging Credit Get Rewards: Maximizing Value on Major Purchases
October 6, 2026
Money Management
Credit Card Rewards Expert Strategies To Make The Most Of Amazon Prime Day: Maximize Your Savings This April 2025
October 4, 2026
Money Management
You Might Have The Wrong Store Credit Cards: How to Assess Your Current Portfolio for Maximum Benefits
September 26, 2026
Money Management
I’m a Retiree: I Buy Almost Everything with Credit Card for Maximum Rewards and Security
September 25, 2026
Money Management
Ways To Get The Best Credit Card Deals From Your Bank: Expert Strategies for Maximizing Benefits
September 22, 2026
Money Management
How To Use Credit Card Right Way Seth Godwin: Essential Tips for Financial Success
September 20, 2026