The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Budget Basics
Create a Budget Plan for Financial Freedom
October 15, 2026
Budget Basics
12 Best Budgeting Apps to Transform Your Finances
October 12, 2026
Clearing Debt
Credit Card Debt Myths That Nobody Should Believe: 5 Common Misconceptions Debunked
October 10, 2026
Clearing Debt
Credit Card Debt Interest 200 Dollars Per Month What I Wish I Had Known: Essential Facts About Managing High-Interest Payments
October 9, 2026
Money Management
Red Flags When Picking Credit Card: Avoid These Common Pitfalls
October 8, 2026
Finance 101
Big Expenses Worth Charging Credit Get Rewards: Maximizing Value on Major Purchases
October 6, 2026
Money Management
Credit Card Rewards Expert Strategies To Make The Most Of Amazon Prime Day: Maximize Your Savings This April 2025
October 4, 2026
Money Management
You Might Have The Wrong Store Credit Cards: How to Assess Your Current Portfolio for Maximum Benefits
September 26, 2026
Money Management
I’m a Retiree: I Buy Almost Everything with Credit Card for Maximum Rewards and Security
September 25, 2026
Money Management
Ways To Get The Best Credit Card Deals From Your Bank: Expert Strategies for Maximizing Benefits
September 22, 2026