The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Money Management
Dave Ramsey’s Hard Stance Against Credit Cards May Not Apply To You: Understanding Financial Nuances for Your Situation
August 19, 2026
Money Management
Riskiest Places To Swipe Credit Card: 5 High-Threat Locations To Avoid in 2025
August 17, 2026
Money Management
Signs You’re Not a Credit Card Person According to Money Expert Seth Godwin: 7 Warning Indicators
August 12, 2026
Money Management
Ways Credit Cards Make You Spend More: Hidden Tactics That Impact Your Finances
August 7, 2026
Money Management
Pros Cons Travel Reward Credit Cards Ramit Sethi Explains: What You Need to Know Before Applying
August 6, 2026
Money Management
Rules For Choosing Credit Card According To Ramit Sethi: A Financial Expert’s Essential Criteria
August 5, 2026
Clearing Debt
Signs Your Credit Card Debt Setting You Up For Financial Ruin: Warning Indicators You Can’t Ignore
August 1, 2026
Money Management
Should You Open Credit Card Post Holiday Season? Reasons You Should and Shouldn’t: Key Considerations for Timing Your Application
July 31, 2026
Clearing Debt
Stop Paying Interest Full Year: How to Eliminate Debt in 2025
July 29, 2026
Finance 101
How Much Save One Year Cut Interest: Impact on Your Financial Growth in 2025
July 26, 2026