The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Money Management
I Put Every Purchase Possible Credit Card How It Helped Me Grow Wealth: A Strategic Approach to Financial Freedom
July 13, 2026
Finance 101
Unlock Your Business Potential: A Guide to Operational & Financial Strength
July 11, 2026
Psychological Aspects of Budgeting
How Frugal People Use Credit Cards: Tips For Thrifty Credit Management That Maximize Rewards Without Debt
August 19, 2025
Debt Management
Exception to Dave Ramseys Debt Snowball Rule: When High-Interest Debt Should Take Priority
August 15, 2025
Uncategorized
With Inflation Stabilizing, Are Credit Cards Still A Good Safety Net? Evaluating Financial Security Options in 2025
April 6, 2025
Debt Management
Credit Card Rules to Stay Out of Debt (Financial Freedom)
March 26, 2025
Finance 101
Zelle Simple Guide – From A,B,C To X,Y,Z – Empower Yourself
March 5, 2025
Money Management
Mastering Your Money: The 50/30/20 Rule Explained
March 5, 2025
Budget Basics
Mastering Your Money: The Envelope System for Powerful Budgeting
March 4, 2025
Budget Basics
Simple Zero-Based Budgeting: Maximizing Every Dollar
March 3, 2025