The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

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Joint Credit Applications: Tips & Approval Guide
February 7, 2024

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Understanding the Impact of Inquiries on Credit
February 7, 2024

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Understanding Credit Score Calculators: A Guide
February 7, 2024

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Debt-to-Income Ratio: Essential Guide for Borrowers
February 7, 2024

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Boost Your Credit Score Improvement Tactics
February 7, 2024

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Expert Credit Counseling Services in the USA
February 7, 2024

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Credit Score Myths Debunked: Know the Facts
February 7, 2024

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Guide to Responsible Credit Usage Tips & Tricks
February 7, 2024

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Optimize Credit Mix Strategy to Boost Your Score
February 7, 2024

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Understanding Types of Credit Accounts Explained
February 7, 2024