The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Financial Tracking and Management
Are Dave Ramsey’s Baby Steps Still Effective in Today’s Economic Climate?
September 1, 2024
Financial Tracking and Management
How to Tailor Dave Ramsey’s Baby Steps to Your Unique Financial Situation
September 1, 2024
Retirement Planning
Education Investment or Retirement Savings: What Comes First?
September 1, 2024
Financial Tracking and Management
The Top 5 Criticisms of Dave Ramsey’s Baby Steps Revealed
August 31, 2024
Money Management
Emergency Savings vs. Vacation Fund: What to Prioritize?
August 30, 2024
Financial Tracking and Management
Is Dave Ramsey’s Approach Better Than Other Financial Plans?
August 30, 2024
Money Management
Vacation Fund or Emergency Savings? Make the Right Choice
August 29, 2024
Money Management
Spending vs Saving: Finding Your Balance (Without Feeling Deprived)
August 29, 2024
Financial Tracking and Management
Real-Life Financial Success Stories Using Dave Ramsey’s Baby Steps
August 28, 2024
Money Management
Charity or Savings: How to Balance Your Financial Priorities
August 28, 2024