The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Debt Management
Car Loan or Home Savings: What Should You Focus On?
August 23, 2024

Financial Tracking and Management
Top Money-Saving Tips from Dave Ramsey’s Baby Steps
August 23, 2024

Investing
Short-Term Goals or Long-Term Investing: Prioritize Wisely
August 23, 2024

Financial Tracking and Management
Achieve Financial Security with Dave Ramsey’s Baby Steps
August 22, 2024

Financial Tracking and Management
Improve Your Financial Discipline with Dave Ramsey’s Baby Steps
August 21, 2024

Investing
Short-Term Savings vs. Long-Term Investments: Find the Balance
August 21, 2024

Debt Management
Credit Card Debt or Emergency Savings: What Comes First?
August 21, 2024

Financial Tracking and Management
The Ultimate Retirement Planning Guide with Dave Ramsey’s Baby Steps
August 20, 2024

Debt Management
Emergency Fund vs. High-Interest Debt: Make the Right Choice
August 19, 2024

Financial Tracking and Management
How to Start Your Debt-Free Journey with Dave Ramsey’s Baby Steps
August 19, 2024