The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Mind Over Money: Mental Accounting Through the Lens of Prospect Theory
November 14, 2023

Psychological Aspects of Budgeting
The Psychology of Losses in Behavioral Finance
November 14, 2023

Psychological Aspects of Budgeting
Sunk Costs: When to Cut Your Losses in Budgeting
November 14, 2023

Psychological Aspects of Budgeting
The Certainty of Choice: How We Weigh Risk in Finance
November 14, 2023

Psychological Aspects of Budgeting
What’s Yours is Worth More: The Endowment Effect in Finance
November 14, 2023

Psychological Aspects of Budgeting
To Risk or Not to Risk: Investment Decisions Through Prospect Theory
November 14, 2023

Psychological Aspects of Budgeting
Framing Your Finances: The Power of Gains in Budgeting
November 14, 2023

Psychological Aspects of Budgeting
Fear of Loss: How It Drives Your Financial Decisions
November 14, 2023

Psychological Aspects of Budgeting
Win or Lose: How Prospect Theory Explains Your Financial Choices
November 14, 2023

Psychological Aspects of Budgeting
Optimistic Estimates: The Peril of the Planning Fallacy in Finance
November 14, 2023