The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Heuristic Habits: How Prospect Theory Shapes Financial Behavior
November 14, 2023

Psychological Aspects of Budgeting
Insuring Your Decisions: The Influence of Prospect Theory on Insurance Choices
November 14, 2023

Psychological Aspects of Budgeting
Retirement on the Horizon: Viewing it Through Prospect Theory
November 14, 2023

Psychological Aspects of Budgeting
Planning with Perspective: Incorporating Prospect Theory into Financial Planning
November 14, 2023

Psychological Aspects of Budgeting
Negotiating Gains and Losses: Prospect Theory at the Bargaining Table
November 14, 2023

Psychological Aspects of Budgeting
Mind Over Money: Mental Accounting Through the Lens of Prospect Theory
November 14, 2023

Psychological Aspects of Budgeting
The Psychology of Losses in Behavioral Finance
November 14, 2023

Psychological Aspects of Budgeting
Sunk Costs: When to Cut Your Losses in Budgeting
November 14, 2023

Psychological Aspects of Budgeting
The Certainty of Choice: How We Weigh Risk in Finance
November 14, 2023

Psychological Aspects of Budgeting
What’s Yours is Worth More: The Endowment Effect in Finance
November 14, 2023