The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Sunk Costs: When to Cut Your Losses in Budgeting
November 14, 2023

Psychological Aspects of Budgeting
The Certainty of Choice: How We Weigh Risk in Finance
November 14, 2023

Psychological Aspects of Budgeting
What’s Yours is Worth More: The Endowment Effect in Finance
November 14, 2023

Psychological Aspects of Budgeting
To Risk or Not to Risk: Investment Decisions Through Prospect Theory
November 14, 2023

Psychological Aspects of Budgeting
Framing Your Finances: The Power of Gains in Budgeting
November 14, 2023

Psychological Aspects of Budgeting
Fear of Loss: How It Drives Your Financial Decisions
November 14, 2023

Psychological Aspects of Budgeting
Win or Lose: How Prospect Theory Explains Your Financial Choices
November 14, 2023

Psychological Aspects of Budgeting
Optimistic Estimates: The Peril of the Planning Fallacy in Finance
November 14, 2023

Psychological Aspects of Budgeting
Why Your Budget Plans Fail: The Planning Fallacy Unveiled
November 14, 2023

Psychological Aspects of Budgeting
Beating the Odds: How to Overcome the Planning Fallacy
November 14, 2023