The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Trendsetting or Trend Following: Business Strategies and the Bandwagon Effect
November 14, 2023

Psychological Aspects of Budgeting
Going Against the Grain: How to Counteract Bandwagon Bias
November 14, 2023

Psychological Aspects of Budgeting
All Aboard the Risk Train: The Perils of Bandwagon Investing
November 14, 2023

Psychological Aspects of Budgeting
Retirement Planning: Don’t Follow the Herd
November 14, 2023

Psychological Aspects of Budgeting
Jumping Onboard: How the Bandwagon Effect Drives Spending
November 14, 2023

Psychological Aspects of Budgeting
The Debt Trap: Navigating Scarcity Mindset and Financial Obligations
November 14, 2023

Psychological Aspects of Budgeting
Planning for Prosperity in Times of Scarcity
November 14, 2023

Psychological Aspects of Budgeting
Business on a Budget: The Scarcity Mindset in Entrepreneurship
November 14, 2023

Psychological Aspects of Budgeting
Scarcity in the Market: A Behavioral Economics Perspective
November 14, 2023

Psychological Aspects of Budgeting
Living Large with Little: Lifestyle Choices in a Scarcity Mindset
November 14, 2023