The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Drowning in Decisions: Navigating the Paradox of Choice in Finance
November 14, 2023

Psychological Aspects of Budgeting
Steering Clear of the Crowd: Avoiding Bandwagon Budget Mistakes
November 14, 2023

Psychological Aspects of Budgeting
Market Fads: Navigating the Bandwagon Effect in Finance
November 14, 2023

Psychological Aspects of Budgeting
Saving Sensibly in a Trend-Driven World: Leveraging the Bandwagon Effect and Savings
November 14, 2023

Psychological Aspects of Budgeting
Trendsetting or Trend Following: Business Strategies and the Bandwagon Effect
November 14, 2023

Psychological Aspects of Budgeting
Going Against the Grain: How to Counteract Bandwagon Bias
November 14, 2023

Psychological Aspects of Budgeting
All Aboard the Risk Train: The Perils of Bandwagon Investing
November 14, 2023

Psychological Aspects of Budgeting
Retirement Planning: Don’t Follow the Herd
November 14, 2023

Psychological Aspects of Budgeting
Jumping Onboard: How the Bandwagon Effect Drives Spending
November 14, 2023

Psychological Aspects of Budgeting
The Debt Trap: Navigating Scarcity Mindset and Financial Obligations
November 14, 2023