The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Debt Management
Credit Card Rules to Stay Out of Debt (Financial Freedom)
March 26, 2025

Finance 101
Zelle Simple Guide – From A,B,C To X,Y,Z – Empower Yourself
March 5, 2025

Money Management
Mastering Your Money: The 50/30/20 Rule Explained
March 5, 2025

Budget Basics
Mastering Your Money: The Envelope System for Powerful Budgeting
March 4, 2025

Budget Basics
Simple Zero-Based Budgeting: Maximizing Every Dollar
March 3, 2025

Credit Score
Credit Utilization Ratio: What You Need to Know
March 2, 2025

Clearing Debt
12 Effective Debt Mastery Options to Easily Regain Financial Freedom
March 2, 2025
Credit Score
How to Sign Up for Credit Monitoring: A Simple Guide
March 2, 2025

Credit Score
Secured Credit Cards: Your Key to Credit Success
March 2, 2025

Credit Score
Credit Repair Services: Power Your Way to Financial Health
March 2, 2025