The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

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Credit Utilization Ratio: What You Need to Know
March 2, 2025

Clearing Debt
12 Effective Debt Mastery Options to Easily Regain Financial Freedom
March 2, 2025
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How to Sign Up for Credit Monitoring: A Simple Guide
March 2, 2025

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Secured Credit Cards: Your Key to Credit Success
March 2, 2025

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Credit Repair Services: Power Your Way to Financial Health
March 2, 2025

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Credit Repair Services: Pros and Cons You Need to Know
March 1, 2025

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12 Ways Late Payments Can Hurt Your Finances
March 1, 2025

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Warning: 12 Credit Blunders to Dodge: Protect Your Financial Future
March 1, 2025

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12 Powerful Strategies to Boost Your Credit Health
March 1, 2025

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Credit Reports Explained: Time to Explore Your Financial Report Card
March 1, 2025