The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.
Money Management
Pros Cons Of Cash Back Credit Cards According To Ramit Sethi: Expert Analysis for Smart Financial Decisions
July 18, 2026
Money Management
Reasons Should Using Credit Cards: 5 Benefits for Smart Financial Management
July 16, 2026
Money Management
Common Misconceptions About Credit Cards: What You Need to Know
July 15, 2026
Clearing Debt
I Paid Off 10K Of Debt For Less Than Owed: Here’s How Debt Settlement Saved Me Thousands
July 14, 2026
Money Management
I Put Every Purchase Possible Credit Card How It Helped Me Grow Wealth: A Strategic Approach to Financial Freedom
July 13, 2026
Finance 101
Unlock Your Business Potential: A Guide to Operational & Financial Strength
July 11, 2026
Psychological Aspects of Budgeting
How Frugal People Use Credit Cards: Tips For Thrifty Credit Management That Maximize Rewards Without Debt
August 19, 2025
Debt Management
Exception to Dave Ramseys Debt Snowball Rule: When High-Interest Debt Should Take Priority
August 15, 2025
Uncategorized
With Inflation Stabilizing, Are Credit Cards Still A Good Safety Net? Evaluating Financial Security Options in 2025
April 6, 2025
Debt Management
Credit Card Rules to Stay Out of Debt (Financial Freedom)
March 26, 2025