The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Scarcity Mindset
Green or Greed: Scarcity’s Effect on Consumption and the Planet
January 8, 2024

Scarcity Mindset
The Digital Dilemma: How Online Shopping Feeds Scarcity Spending
January 8, 2024

Scarcity Mindset
Cultural Crossroads: How Scarcity Varies Across Societies
January 8, 2024

Scarcity Mindset
Healing Scarcity Wounds: The Power of Financial Therapy
January 8, 2024

Scarcity Mindset
Self-Worth vs. Spending: The Scarcity Dilemma
January 8, 2024

Scarcity Mindset
Breaking Free from ‘Keeping Up with the Joneses’ (Spending Scarcity Mindset)
January 8, 2024

Scarcity Mindset
Mindful Money: How Awareness Tames Scarcity Spending
January 8, 2024

Scarcity Mindset
Surviving Scarcity: Coping Strategies for Financial Stress
January 8, 2024

Scarcity Mindset
Knowledge is Power: Overcoming Scarcity with Financial Education
January 8, 2024

Scarcity Mindset
Risk Averse: Scarcity’s Impact on Investment Choices
January 8, 2024