The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Scarcity Mindset
The Silent Struggles: Guilt and Shame in Scarcity Spending
January 8, 2024

Scarcity Mindset
The Bargain Hunter’s Guide to Scarcity-Driven Spending
January 8, 2024

Scarcity Mindset
The Hoarding Mind: How Scarcity Fuels Accumulation
January 8, 2024

Scarcity Mindset
Breaking the Fear Barrier: Scarcity and Impulsive Spending
January 8, 2024

Scarcity Mindset
Unlocking the Mind: How Scarcity Shapes Spending
January 8, 2024

Psychology of Spending
Don’t Miss Out: Limited Edition Products and Debt
January 8, 2024

Psychology of Spending
You Won’t Believe How Referral Programs Can Impact Your Business
January 8, 2024

Psychology of Spending
Secrets Revealed: Interactive Advertisements To Trap You
January 8, 2024

Psychology of Spending
What Nobody Tells You About Product Placement
January 8, 2024

Psychology of Spending
Uncover the Complex Relationship Between Cross-Selling Products and Managing Debt
January 8, 2024