The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychology of Spending
What Nobody Tells You About Store Credit Cards
January 8, 2024

Psychology of Spending
Hidden Dangers of Bundle Pricing
January 8, 2024

Psychology of Spending
You Won’t Believe Seasonal Campaigns Spending
January 8, 2024

Psychology of Spending
You Won’t Believe What Personalized Recommendations Can Cost You
January 8, 2024

Psychology of Spending
Experts Hate This: Buy One Get One Free And Fall Into Debt
January 8, 2024

Psychology of Spending
Shocking Truth About Flash Sales Debt
January 8, 2024

Psychology of Spending
What Nobody Tells You About Loyalty Programs
January 8, 2024

Psychology of Spending
The Impact of Free Shipping Threshold on Sales and Customer Behavior
January 8, 2024

Psychology of Spending
Experts Hate This: Limited-Time Offers Traps
January 8, 2024

Psychology of Spending
The Bizarre Truth of Economic Crisis Psychology
January 8, 2024