The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Scarcity Mindset
The Saving Dilemma: Scarcity vs. Spending Habits
January 8, 2024

Scarcity Mindset
Emotions Unleashed: Scarcity’s Role in Impulsive Buying
January 8, 2024

Scarcity Mindset
Love and Money: How Scarcity Affects Relationships
January 8, 2024

Scarcity Mindset
The Role of Advertising: How Scarcity Sways Your Spending
January 8, 2024

Scarcity Mindset
Frozen in Doubt: Scarcity’s Impact on Financial Decision-Making
January 8, 2024

Scarcity Mindset
Counting Pennies: The Toll of Scarcity-Induced Financial Anxiety
January 8, 2024

Scarcity Mindset
The Silent Struggles: Guilt and Shame in Scarcity Spending
January 8, 2024

Scarcity Mindset
The Bargain Hunter’s Guide to Scarcity-Driven Spending
January 8, 2024

Scarcity Mindset
The Hoarding Mind: How Scarcity Fuels Accumulation
January 8, 2024

Scarcity Mindset
Breaking the Fear Barrier: Scarcity and Impulsive Spending
January 8, 2024