The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Money Management
Smart Financial Planning: Health Insurance or Out-of-Pocket Costs?
August 11, 2024

Financial Tracking and Management
Effective Debt Management Strategies from Dave Ramsey’s Baby Steps
August 10, 2024

Financial Tracking and Management
Maximize Your Savings with High-Yield Accounts: Dave Ramsey’s Advice
August 9, 2024

Money Management
Health Insurance vs. Medical Expenses: Find the Balance
August 9, 2024

Money Management
College Fund or Home Improvements: What Matters More?
August 8, 2024

Financial Tracking and Management
Your Path to Financial Independence with Dave Ramsey’s Baby Steps
August 8, 2024

Finance 101
CashApp Balance Checking and Management Guide
August 7, 2024

Money Management
Home Renovation or College Fund: Make the Right Choice
August 7, 2024

Financial Tracking and Management
Build Wealth the Dave Ramsey Way: A Step-by-Step Guide
August 7, 2024

Finance 101
CashApp Promotions and Discounts: Save on Transfers
August 6, 2024