The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Financial Tracking and Management
Master Money Management with Dave Ramsey’s Baby Steps
August 13, 2024

Retirement Planning
Debt Repayment vs. 401(k) Investment: The Ultimate Guide
August 13, 2024

Financial Tracking and Management
The Ultimate Financial Planning Guide Using Dave Ramsey’s Baby Steps
August 12, 2024

Financial Tracking and Management
Investing for Beginners: The Baby Steps Path
August 11, 2024

Retirement Planning
401(k) or High-Interest Debt: Prioritize Your Financial Health
August 11, 2024

Money Management
Smart Financial Planning: Health Insurance or Out-of-Pocket Costs?
August 11, 2024

Financial Tracking and Management
Effective Debt Management Strategies from Dave Ramsey’s Baby Steps
August 10, 2024

Financial Tracking and Management
Maximize Your Savings with High-Yield Accounts: Dave Ramsey’s Advice
August 9, 2024

Money Management
Health Insurance vs. Medical Expenses: Find the Balance
August 9, 2024

Money Management
College Fund or Home Improvements: What Matters More?
August 8, 2024