The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Debt Management
Credit Card Debt or Emergency Savings: What Comes First?
August 21, 2024

Financial Tracking and Management
The Ultimate Retirement Planning Guide with Dave Ramsey’s Baby Steps
August 20, 2024

Debt Management
Emergency Fund vs Debt: What to Prioritize First
August 19, 2024

Financial Tracking and Management
How to Start Your Debt-Free Journey with Dave Ramsey’s Baby Steps
August 19, 2024

Money Management
Recession-Proof Your Finances: Key Priorities
August 19, 2024

Financial Tracking and Management
Boost Your Financial Literacy with Dave Ramsey’s Baby Steps
August 19, 2024

Financial Tracking and Management
Financial Peace University: What You Actually Get
August 18, 2024

Money Management
Financial Priorities in Uncertain Times: What to Focus On
August 17, 2024

Money Management
Long-Term Financial Planning or Lifestyle Expenses?
August 17, 2024

Financial Tracking and Management
Pay Off Your Mortgage Early with Dave Ramsey’s Baby Steps
August 16, 2024