The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Money Management
Lifestyle Upgrades vs. Long-Term Savings: Find Your Balance
August 15, 2024

Financial Tracking and Management
Save for College the Smart Way with Dave Ramsey’s Baby Steps
August 15, 2024

Financial Tracking and Management
How to Set and Achieve Financial Goals with Dave Ramsey’s Baby Steps
August 14, 2024

Debt Management
House Savings vs. Student Loans: What Should You Focus On?
August 14, 2024

Debt Management
Save for a Down Payment or Pay Off Student Loans?
August 14, 2024

Financial Tracking and Management
Master Money Management with Dave Ramsey’s Baby Steps
August 13, 2024

Retirement Planning
Debt Repayment vs. 401(k) Investment: The Ultimate Guide
August 13, 2024

Financial Tracking and Management
The Ultimate Financial Planning Guide Using Dave Ramsey’s Baby Steps
August 12, 2024

Financial Tracking and Management
Investing for Beginners: The Baby Steps Path
August 11, 2024

Retirement Planning
401(k) or High-Interest Debt: Prioritize Your Financial Health
August 11, 2024