The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Financial Tracking and Management
The Ultimate Financial Planning Guide Using Dave Ramsey’s Baby Steps
August 12, 2024

Financial Tracking and Management
Investing for Beginners: The Baby Steps Path
August 11, 2024

Retirement Planning
401(k) or High-Interest Debt: Prioritize Your Financial Health
August 11, 2024

Money Management
Smart Financial Planning: Health Insurance or Out-of-Pocket Costs?
August 11, 2024

Financial Tracking and Management
Effective Debt Management Strategies from Dave Ramsey’s Baby Steps
August 10, 2024

Financial Tracking and Management
Maximize Your Savings with High-Yield Accounts: Dave Ramsey’s Advice
August 9, 2024

Money Management
Health Insurance vs. Medical Expenses: Find the Balance
August 9, 2024

Money Management
College Fund or Home Improvements: What Matters More?
August 8, 2024

Financial Tracking and Management
Your Path to Financial Independence with Dave Ramsey’s Baby Steps
August 8, 2024

Finance 101
CashApp Balance Checking and Management Guide
August 7, 2024