The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Financial Tracking and Management
How Dave Ramsey’s Baby Steps Can Help You Save for Retirement
August 5, 2024

Retirement Planning
Retirement Savings or Mortgage Payoff: What Comes First?
August 4, 2024

Financial Tracking and Management
Master Your Budget with Dave Ramsey’s Proven Tips for Financial Freedom
August 4, 2024

Finance 101
CashApp Mobile App Features and Updates | Overview
August 4, 2024

Financial Tracking and Management
Top Personal Finance Tips from Dave Ramsey’s Baby Steps
August 4, 2024

Retirement Planning
Prioritize Your Future: Retirement Savings Over Everything
August 3, 2024

Finance 101
Set Up Recurring Payments on CashApp: A Quick Guide
August 3, 2024

Investing
Save vs Invest: When to Choose Each (The Complete Guide)
August 2, 2024

Financial Tracking and Management
Emergency Funds to Retirement: The Full Baby Steps Sequence
August 2, 2024

Finance 101
CashApp Spending Limits and Policies: What to Know
August 2, 2024