The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Retirement Planning: Don’t Follow the Herd
November 14, 2023

Psychological Aspects of Budgeting
Jumping Onboard: How the Bandwagon Effect Drives Spending
November 14, 2023

Psychological Aspects of Budgeting
The Debt Trap: Navigating Scarcity Mindset and Financial Obligations
November 14, 2023

Psychological Aspects of Budgeting
Planning for Prosperity in Times of Scarcity
November 14, 2023

Psychological Aspects of Budgeting
Business on a Budget: The Scarcity Mindset in Entrepreneurship
November 14, 2023

Psychological Aspects of Budgeting
Scarcity in the Market: A Behavioral Economics Perspective
November 14, 2023

Psychological Aspects of Budgeting
Living Large with Little: Lifestyle Choices in a Scarcity Mindset
November 14, 2023

Psychological Aspects of Budgeting
The Psychology Behind Spending: When Scarcity Takes the Wheel
November 14, 2023

Psychological Aspects of Budgeting
Discount Dilemmas: The Hidden Anchors in Sales
November 14, 2023

Psychological Aspects of Budgeting
Investing Wisely When Resources Are Scarce
November 14, 2023