The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Escape the Money Pit: Avoiding the Sunk Cost Trap
November 14, 2023

Psychological Aspects of Budgeting
Throwing Good Money After Bad: The Sunk Cost Fallacy Unveiled
November 14, 2023

Psychological Aspects of Budgeting
The Cure for Now: Remedies for Hyperbolic Discounting in Your Finances
November 14, 2023

Psychological Aspects of Budgeting
Investing Against Impulse: Overcoming Hyperbolic Discounting
November 14, 2023

Psychological Aspects of Budgeting
Short-Term Spend, Long-Term Regret: Balancing Financial Timeframes
November 14, 2023

Psychological Aspects of Budgeting
Procrastination to Prosperity: Turning Savings Delay into Growth
November 14, 2023

Psychological Aspects of Budgeting
Debt Now, Pay Later: The Perils of Hyperbolic Discounting
November 14, 2023

Psychological Aspects of Budgeting
The Now Trap: How Hyperbolic Discounting Affects Your Wealth
November 14, 2023

Psychological Aspects of Budgeting
Patience Pays: Mastering Delayed Gratification for Financial Gain
November 14, 2023

Psychological Aspects of Budgeting
Save Now, Not Later: Beating the Impulse to Spend
November 14, 2023