The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Investing Without Fear: Conquering Loss Aversion
November 14, 2023

Psychological Aspects of Budgeting
Understanding Loss Aversion: Why Fear of Loss Influences Financial Decision-Making
November 14, 2023

Psychological Aspects of Budgeting
Educational Investments: When Persistence Costs More Than Change
November 14, 2023

Psychological Aspects of Budgeting
Daily Decisions: Avoiding Sunk Costs in Everyday Life
November 14, 2023

Psychological Aspects of Budgeting
Budgeting Blindspots: Recognizing Sunk Costs
November 14, 2023

Psychological Aspects of Budgeting
Retirement Readiness: Sunk Costs and Your Future
November 14, 2023

Psychological Aspects of Budgeting
Personal Projects: When to Cut Losses and Move On
November 14, 2023

Psychological Aspects of Budgeting
Missed Opportunities: Sunk Costs vs. Future Gains
November 14, 2023

Psychological Aspects of Budgeting
Cutting Financial Ties: Overcoming Emotional Attachment to Sunk Costs
November 14, 2023

Psychological Aspects of Budgeting
Business Biases: Navigating Sunk Costs in Decision-Making
November 14, 2023