The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Unlock Your Budget: Overcoming Mental Money Blocks
November 14, 2023

Psychological Aspects of Budgeting
Upgrade Cycle Spending
November 14, 2023

Psychological Aspects of Budgeting
Diderot Effect Budgeting: Understanding its Impact and Making Better Financial Decisions
November 14, 2023

Psychological Aspects of Budgeting
Diderot Effect Awareness
November 14, 2023

Psychological Aspects of Budgeting
Unraveling the Diderot Effect: How it Fuels Our Spending Behaviors
November 14, 2023

Psychological Aspects of Budgeting
When Advice Clashes: Dealing with Cognitive Dissonance in Finance
November 14, 2023

Psychological Aspects of Budgeting
Investing Against Instinct: Cognitive Dissonance in Financial Risk-Taking
November 14, 2023

Psychological Aspects of Budgeting
Tools at Odds: When Budgeting Apps Don’t Align with Your Thoughts
November 14, 2023

Psychological Aspects of Budgeting
Debt Dilemmas: The Role of Cognitive Dissonance in Debt Accumulation
November 14, 2023

Psychological Aspects of Budgeting
Conflicting Desires: Aligning Your Finances with Your Goals
November 14, 2023