The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychological Aspects of Budgeting
Tomorrow’s Riches: Beating the Discounting of Future Wealth
November 14, 2023

Psychological Aspects of Budgeting
Priceless or Pricey? Overcoming the Endowment Effect
November 14, 2023

Psychological Aspects of Budgeting
Letting Go of ‘Mine’: Strategies to Reduce Endowment Bias
November 14, 2023

Psychological Aspects of Budgeting
Investor’s Bias: How the Endowment Effect Skews Your Portfolio
November 14, 2023

Psychological Aspects of Budgeting
Your Brain on Ownership: Navigating the Endowment Effect
November 14, 2023

Psychological Aspects of Budgeting
Cash or Clutter: Learning to Let Go for Financial Freedom
November 14, 2023

Psychological Aspects of Budgeting
The Upside of Mental Accounting: Making It Work for You
November 14, 2023

Psychological Aspects of Budgeting
The Flexible Mind: Adapting Your Mental Budgets
November 14, 2023

Psychological Aspects of Budgeting
The Mind’s Budget: Mastering Mental Money Management
November 14, 2023

Psychological Aspects of Budgeting
Mind Your Money: Top Mental Accounting Mistakes to Avoid
November 14, 2023