The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Making Money
Grow Your Business or Secure Your Finances? Make the Right Choice
September 3, 2024

Making Money
Business Investments vs. Personal Savings: Find the Balance
September 2, 2024

Retirement Planning
Back to School or Save for Retirement? The Ultimate Guide
September 2, 2024

Financial Tracking and Management
Are Dave Ramsey’s Baby Steps Still Effective in Today’s Economic Climate?
September 1, 2024

Financial Tracking and Management
How to Tailor Dave Ramsey’s Baby Steps to Your Unique Financial Situation
September 1, 2024

Retirement Planning
Education Investment or Retirement Savings: What Comes First?
September 1, 2024

Financial Tracking and Management
The Top 5 Criticisms of Dave Ramsey’s Baby Steps Revealed
August 31, 2024

Money Management
Emergency Savings vs. Vacation Fund: What to Prioritize?
August 30, 2024

Financial Tracking and Management
Is Dave Ramsey’s Approach Better Than Other Financial Plans?
August 30, 2024

Money Management
Vacation Fund or Emergency Savings? Make the Right Choice
August 29, 2024