The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Psychology of Money
Breaking Free from Scarcity: Transforming Your Money Mindset
January 8, 2024

Scarcity Mindset
Mastering Scarcity: Practical Strategies for Smarter Spending
January 8, 2024

Scarcity Mindset
The Scarcity Success Stories: Overcoming Mindset Barriers
January 8, 2024

Scarcity Mindset
Scarcity’s Heart: Charitable Giving in Times of Want
January 8, 2024

Scarcity Mindset
Building Resilience: Fortifying Against Scarcity’s Effects
January 8, 2024

Scarcity Mindset
Green or Greed: Scarcity’s Effect on Consumption and the Planet
January 8, 2024

Scarcity Mindset
Cultural Crossroads: How Scarcity Varies Across Societies
January 8, 2024

Scarcity Mindset
Healing Scarcity Wounds: The Power of Financial Therapy
January 8, 2024

Scarcity Mindset
Self-Worth vs. Spending: The Scarcity Dilemma
January 8, 2024

Scarcity Mindset
Breaking Free from ‘Keeping Up with the Joneses’ (Spending Scarcity Mindset)
January 8, 2024