The journal
All articles
Field notes on debt, budgeting, credit and the psychology of money — from someone who lived it.

Scarcity Mindset
Self-Worth vs. Spending: The Scarcity Dilemma
January 8, 2024

Scarcity Mindset
Breaking Free from ‘Keeping Up with the Joneses’ (Spending Scarcity Mindset)
January 8, 2024

Scarcity Mindset
Mindful Money: How Awareness Tames Scarcity Spending
January 8, 2024

Scarcity Mindset
Surviving Scarcity: Coping Strategies for Financial Stress
January 8, 2024

Scarcity Mindset
Knowledge is Power: Overcoming Scarcity with Financial Education
January 8, 2024

Scarcity Mindset
Risk Averse: Scarcity’s Impact on Investment Choices
January 8, 2024

Scarcity Mindset
From One Generation to Another: Scarcity’s Legacy
January 8, 2024

Scarcity Mindset
Teaching Money: How Parents Pass Down Scarcity Mindsets
January 8, 2024

Scarcity Mindset
Breaking the Chains: Escaping Debt’s Grasp in Scarcity
January 8, 2024

Scarcity Mindset
Setting Sail: Achieving Financial Goals Amidst Scarcity
January 8, 2024